In December 2015, our world began to change. We put a plan in place but really didn’t know how it was going to work. First, you’ll need a little background.
Our Original Plan
When we moved back to Missouri from Iowa in 2011, we looked for as much house as we could purchase within our budget.
That was our criteria. We felt we needed a big house with a three-car garage and lots of room to store all our stuff. So a 4,000-square-foot house with four bedrooms, three bathrooms, and full kitchens on both the main level and in the fully finished basement seemed perfect.
Bonus? It has lots and lots of storage space!
After getting settled, we made several improvements to the landscaping, including installing a sprinkler system.
This was going to be our RETIREMENT home, and we wanted to spend the money to get it done while we were working. It was also the perfect family gathering house. We hosted Christmas, Thanksgiving, various birthday parties, and even a wedding reception!
The PLAN was to get it how we wanted it and pay it down as much as possible before we hit retirement age. We had a plan, and we followed it.
RV Bug Bites!
We discovered we loved camping and RVing while living in Iowa. We bought our first travel trailer there and found it was a bit too small when we started taking it out more after moving to Missouri.
We upsized to a 34 ft. trailer in the Spring of 2013 and upgraded our pickup to pull it.
Did I mention that we were bitten HARD by the RV bug? (It is a real thing, just ask a full-timer.)
On a cold February morning in 2015, we traded in our travel trailer for a 5th wheel. It was bigger and pulled easier, and we loved it. We took it to South Dakota that summer and to area state parks and lakes as much as possible.
We continued to pay extra on the mortgage and the camper loan, realizing we would probably need to work a few years longer than we originally planned.
Best Laid Plans Hit A Bump
In December 2015, after four years of working remotely, my employer announced upcoming staffing changes. Employees aged 60 and up with a minimum of 20 years of service were offered an early retirement package.
Hmmm . . . . . .
If I took the package I could continue to work until the end of 2016 and receive my salary for another year. In 2017, I would ‘early retire’ and receive my severance pay. But then what?
We discussed selling the house. We discussed finding another job in 2016. We talked about taking the package and finding another job in 2017 . . . .
Why didn’t I say no thanks and stay there?
Even though I enjoyed what I did, after many years of sitting at a desk and staring at a computer, I saw this as an opportunity to explore other options. After being remote for almost 5 years, I was ready to work next to people.
We crunched numbers. Without my salary, we were not financially able to continue living where we were. We discussed living full-time in our RV. However, Andy was not ready to stop working at his current job.
We started to lean toward downsizing to a smaller house with a better place to park our RV. I didn’t mention it earlier, but parking the fifth wheel on our third driveway, with its big dip and necessary ramps, required patience and practice.
Our Downsized Home
After a couple months looking, we found our smaller house on an acre and a half lot. And it came with an RV port!
We cleaned out stuff from our house, carted loads to various thrift stores, and got it ready to list. The timing was perfect for the market, and we had a contract within a few days.
Of course, we still had a lot of stuff stored in the basement and deep garage. We did what we could in the time we had before closing and moving.
It wasn’t enough.
At the end of March 2016, we took possession of our downsized home.
We had a week between closings, so we painted, cleaned, and had new carpet installed. On moving day, the movers brought the furniture and our stuff.
We had measured and planned the placement of items that were ‘too large for this house.
Yep, it didn’t fit.
It was so tight that we had paths in the garage and basement. The recliners were upside-down on the downstairs sofa, and boxes were everywhere. The spare bedroom was packed with mattresses up against the wall. The sectional barely fit in the living room. Our bed was covered with clothes that didn’t fit in closets that were full of boxes.
We put wire racks in the kitchen to hold stuff that had nowhere else to go.
We slept in our camper the first week.
Through our blog, we will share our stories of coming to terms with the size of our home and the things we did to improve and expand our space.
We have done remodeling in previous homes, but nothing this extensive. After almost a year in our downsized home, we are still downsizing the stuff, making improvements, and growing closer.
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